Digital discrimination is a reality whereby cash is no longer king

As with any form of discrimination, you are deprived of choice, and the right to choice is a human right.

The “cash is king” society is being replaced with digital money. What this means is that a large mass of individuals are marginalised because they don’t have money in the bank, but they may have money in their wallet.

Ha, you say now, it is only criminals which have something to hide? Well then that places me in a class of criminal in your mind: as I count the pennies in my wallet, -hoping that I have got a salary this month, to pay the faceless mr Taxman as much as I can, and take the rest out in cash- so I have enough money to pay for food for my family to survive.

When I first stepped into these new clothes of, what feels like a fugitive, I found that in Sweden, I couldn’t pay for the bus or buy a cup of coffee. Although I am learning to find out how to make it work, it is complicated. Hence I needed to work out out how to survive without money in the bank, even if I had cash in my wallet. I have opened my eyes up to a whole new world whereby cash is not king, whereby if you don’t have cash you are marginalised. Sweden is pretty advanced on the ‘cashless society’ vision.

It got me thinking again about bitcoin, not through my privacy eyes, but through the eyes of a marginalised individual, as a means as an alternative to money because ‘untraceable’ is built within its DNA, which I guess (as a non bitcoin guy) makes it an acceptable alternative to money.

Clearly bitcoin is a preferred currency for criminal networks because of this, and there are efforts to find a way to make bitcoin traceable to combat money laundering, and other shady stuff going on.

My marginalised hat hopes they don’t succeed. I hope that there is a future when the world is completely digitised that it is possible to survive when you have no money in your bank account. Today I can still find a coffee shop, and purchase metro/bus tickets at main stations, but tomorrow, I can’t imagine how it will be for those marginalised individuals and their families in a cashless world.

Seeing is believing?

One year on from GDPR enactment and the market has stabilised. The panic of 2018 settled down in 2019. So much so that consulting friends of mine in UK, Ireland, Denmark and Sweden have commented to me that there is less demand for pure privacy/GDPR consulting as in-house competences have matured. This is how it should be in order to achieve ‘data protection by design by default’ across every business function.

In Sweden it has become very laid back after a frenzied panic of 2018. No fines yet, although the Datainspektion is promising us some action during the next 12 months. Seeing is believing I say and the latest news on Klarna may change this. The Datainspektion needs to make an example of some organisation which is not compliant, and soon, or they will not be taken seriously. The latest news on fines has been in Denmark, to a taxi company. Each Supervisory Authority is accountable to enforcement of the GDPR for their respective countries. If they do not then they need to answer to the EU level… even they could be penalised, yes Datainspektion can be penalised!

What’s cool is how the businesses are on the road seem to understanding that GDPR is not a pure legal problem, it is the whole business, and as such engagement of privacy champions across every business function is happening which I find very exciting. In fact the more employees who get what this is about, the more likely it is that the organisation will succeed without feeling that it inhibits innovation, in fact quite the opposite!

If you want to get privacy champions in your organisation engaged at the right level, you can’t do much wrong to enroll them for the Privasee EAGLE online training, costs only €285 and it’s on a gamification platform so its actually fun!! Some of the larger organisations I’ve worked with have 100 spread out across every business function. IMHO every business should have at least one, if they have 5+ employees.

Sorry for the marketing plug here.. but Privasee needs to start making money on its products, and every training we sell helps us to continue the good work.. now we are challenged with cashflow during summer months…I’m a great privacy advocate and innovator but not interested in money per se. I wish I was then we wouldn’t have cashflow challenges.

If you love what we do, please either buy or recommend an EAGLE and get your privacy champions engaged in time for Autumn. Those who have done the training love it! If you do this please Comment or send a message so we can be sure to send a thank you token direct! If you want to resell Privacy products, we want to hear from you, unfortunately our ‘go-to-market’ sucks, reminding me of Novell who I worked for 7 years. We need to sell 100 EAGLEs to be flying again, if we sell 200 maybe I’ll be able to treat myself to haircut and a new pair of jeans 🙂

THANK YOU.

Your data, your digital mirror

Came across this super interesting article on bbc about a researcher who decided to exercise their rights as a data subject. The exercise included 20 companies.

Although the article starts by drawing a picture on the sort of data which can be collected on us, while we live in passive ignorance… my words not hers 😉

Noh-Masks

My experience on both sides of the wall,, and I say ‘wall’ because despite the good intentions of the GDPR, it seems that in general organisations are NOT making it easy for you and I as private persons to exercise their rights.

There are 4 types of data subjects exercising their rights.. at least those I’ve had exposure to: 1) angry/upset/worried individuals, I call them “mr Angry from Radio 1“; 2) employees or ex-employees, 3) applicants for jobs, which have been refused, 4) interested individuals doing research, such as the one represented in this article. As to yet, I have not received requests from individuals who are purely exercising their rights, and are happy before starting the process.

There are 2 approaches by organisations: 1) organisations which see GDPR and the potential of additional interaction with their ecosystem, i.e. customers, etc., in a similar content to ‘social responsibility’ and are building into their branding message; the other extreme, 2) do the minimum required, and even make it difficult for the private person to exercise their rights.

In the process there are 2 parts when it comes the request itself: 1) the interaction between the data subject (requester) and the DPO, or the SARs specialist, and 2) interactions with the internal organisation required in order to respond… which is in these baby GDPR days complex.

So what’s my conclusion? We have a long way to go in reaching the GDPR Nirvana for the data subject exercising their rights IMHO 😉

Follow your dreams…

I was out walking today with the dog (Nicaia) when she stopped at this mailbox. “Follow your dreams” is written in Swedish. The mailbox is looking rather worn and beyond any dreams, and it mirrored how I was feeling.

follow dreams

In Swedish one often says “if one dares”. I have dared, my whole life has been one of daring, in the mission to follow my dreams. Change the world, fight injustice, do what is right. This has got me into trouble countless times, when many are content to sit on the fence, I’ve jumped down and taken out whatever tools I have to ‘fight the good fight’ and do what feels right in my heart even though there are consequences.

I spent my younger years fighting my way out of the grips of insensitive government officials as a single parent living in a threadbare flat, single-glazed windows, no wall insulation, concrete floors. This is UK in 1980s. I was 17 years when I got my first child. It was freezing in winter-time, and I was often hungry and desperate. I lived in an area for 13 years where there was violence, drugs and prostitutes. I still remember vividly when I almost accepted one day a wrong road; when I had no food for my son, my cupboard was bare, and I felt so alone.

If I’d accepted to stay at home and draw on social security, take a boyfriend (a truck driver was the best, this is what my neighbour did) life would have been more comfortable. However, I didn’t. I worked, paying the ridiculous childminding fees, in order to keep some level of dignity and give my son a better future. I have cleaned public toilets, hospitals, worked behind bars and nightclubs. I went back to school to get some basic qualifications when I was 23 for 3 years full time, working nights. I was shunned as a bad mother; which I agreed with based on the values at this time. I had so low esteem that I believed it.

Fast forward 30 years. The postbox today brought back this to me in a bittersweet way. I followed my dreams which has lead me to where I am now, looking from the outside as successful, opinionated and somewhat arrogant thought-leader. I left a secure job at 50 years old, to follow again my dreams “make privacy accessible to all”, for this a product was needed.

However, during the last 5 years my integrity, and belief in humankind has meant that I’ve been too trusting and too naive. I burnt out in 2016. Made some bad recruitment decisions. Signed contracts without legal advice. In 2017 I sold some shares to help through a difficult period, which continued still until today. Privasee cannot pay me back as things stand now.

I now personally owe the Tax Authorities half a million kronor, and they are taking money out of a joint account my family use to pay our mortgage. It feels like financial rape. I’ve already been there, done it, escaped when I was young. But they have me again in a strong, greedy and insensitive grip, with no immediate escape.

I hate them as they try yet again to steal my pride from me, this time in Swedish. I hate how they are hurting my family, I have a 9 year old daughter. The failure I feel is immense. All because of a strong a driving force -which I am blessed or cursed with- which made me ‘follow my dreams’.

Published originally on LinkedIn, 4 May 2019.

The mystery of the odd sock….

I thought this was rather funny. A Post from over 2 years ago, and rather cute at that 🙂

Virtual Shadows

So it’s Monday morning and you need to get to the office, but you only have odd socks in your draws. Where have the matching socks gone?

I have a theory that there are little people living under our houses that run around collecting ‘odd-socks’, to save us from the err of becoming too predictable and symmetric. I call them “the Collectors”. They don’t only collect odd-socks, they collect hair clips, pens, and here is where the information security bit comes in… USB memory sticks,  commonly referred to as ‘thumb-drives’.

How else can we explain where our USB sticks disappear to? How many have you purchased or acquired in the last 10 years? Where are they now? Fortunately for us “the Collectors” are not interested in what is contained within this little plastic sticks, so it really is not a concern to us security conscious individuals. Or is it? Because…

View original post 343 more words

Final decision on ‘freedom of breach’ in Sweden

Okay so it was the final decision is that a breach cannot be hidden. If an organisation reports a breach to the Swedish SA it is public data, although it seems more specific to IT or security angle. I haven’t read the complete ruling yet…

Handbook on European data protection law

FRA_coverbookI came across this pub_FRA published by FRA (European Union Agency for Fundamental Rights). It’s target audience is non-legal, but IMHO there is too much detail here to be of interest to a non-legal individual, which is the alleged target audience. Nevertheless, I think it is a great read, although I’ve not read it all yet.

I’ve made it available from this post, because getting a digital download/link was a little tricky.